Qatar’s digital payments landscape is seeing a new shift as merchants increasingly struggle to make sense of failed transactions, unclear decline codes, and fragmented customer communication — challenges that cost businesses both time and revenue. To address this, Doha-based payment infrastructure platform Dibsy launched AI Insights, which was designed to help businesses understand payment outcomes faster and take the right action directly from the Dibsy dashboard. According to co-founder and chief technology officer Anouar el-Mekki, AI Insights is “the first merchant-facing capability” built as part of the company’s AI-ready Model Context Protocol (MCP) roadmap. El-Mekki explained that when a payment requires attention, merchants can open AI Insights to see what likely happened, what action should be taken next, and how to communicate clearly with the customer in English or Arabic. With the rise of AI in business operations, el-Mekki further explained that Dibsy’s MCP approach makes payment data and operational workflows easier to access through intelligent AI tools. Instead of relying only on support tickets, bank calls, or technical decline codes, merchants can now use AI to get clear, practical guidance from inside their existing payment dashboard, he noted. According to el-Mekki, Dibsy’s MCP roadmap will allow deeper AI-powered workflows across the payment lifecycle, including payment recovery, support automation, settlement visibility, reconciliation, fraud prevention, and operational decision-making. “AI in payments should not be a marketing layer on top of a model. It has to be connected to the real payment infrastructure merchants use every day. AI Insights is built into the same environment that processes Dibsy transactions, with the same operational context, audit trail, and security standards. “This is the foundation for how we see MCP evolving inside payments,” said el-Mekki, who added that AI Insights is available immediately to Dibsy merchants inside the existing dashboard at no additional cost. He said, “For businesses in Qatar, where payments run across multiple rails, schemes, banks, and wallets, failed payments are often more than a technical issue. They create confusion for customers, extra work for support teams, and lost revenue for merchants. “By bringing AI directly into the payment workflow, Dibsy helps businesses move from ‘payment failed’ to ‘here is what happened’, as well as what to do next and what to tell the customer.” El-Mekki added: “With this launch, Dibsy continues to build intelligent payment infrastructure for Qatar’s digital economy — helping businesses accept, understand, and operate payments more effectively.”
Peter Alagos
Peter Alagos reports on Business and general news for Gulf Times. He is a Kapampangan journalist with a writing career of almost 30 years. His photographs have been published in several books, including a book on the 1991 Mt. Pinatubo eruption launched by former Philippine president Fidel V. Ramos. Peter has also taught journalism in two universities.
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