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talabat, the leading on-demand delivery platform in the MENA region, reaffirms its commitment to supporting young talent in Qatar.talabat is recognised as an approved provider of paid service opportunities due to its licensing by the Qatar Financial Centre (QFC) which allows Qatar Foundation (QF) graduates who received student loans during their undergraduate studies to repay those loans by working at talabat .This benefit is designed by QF’s Student Financial Services to ease the financial transition from university to the workplace, while encouraging young graduates to pursue career opportunities at talabat.Serving as a testament to its supportive and dynamic workplace culture, talabat has been recognised as ‘A Great Place to Work’ three times, including its latest recognition in 2025.In a press statement, Francisco Miguel de Sousa, managing director at talabat Qatar, said: “Supporting young talent is the heart of our values at talabat. Through our participation in the QF loan waiver initiative, we are proud to create a pathway that eases the journey for graduates as they begin their careers. We want graduates to know that when they choose talabat, they are unlocking opportunities that help them build their future with confidence.”talabat’s commitment to growth and innovation, combined with it being recognised as an approved company for QF’s Student Financial Services loan repayment programme, reinforces its reputation as an employer of choice.Graduates eager to make an impact can find opportunities to grow and thrive in talabat Qatar by applying for roles at: https://careers.deliveryhero.com/talabat. 

A Doha-based financial technology solutions provider has urged small and medium-sized enterprises (SMEs) to reassess their approach to investors and adopt adaptability as a key survival strategy in today’s fintech-driven economy.Daniel Sansano, the CEO of Daniel Sansano Capitals Inc, noted that many SMEs in the region are facing different challenges due to their dependence on traditional bank loans. He explained that these loans frequently come with high interest rates that can pose many challenges to the financial health and growth potential of these businesses.“As a result, many SMEs find themselves in a difficult position, struggling to access affordable financing options that would enable them to invest in expansion, innovate their products or services, and ultimately enhance their competitiveness in the market,” Sansano addressed a previously held panel discussion.According to Sansano, his firm introduced a simplified funding model that requires only a pitch and identification, thus eliminating the paperwork that usually puts off entrepreneurs. “No matter how great your idea is, if it lacks funds, then that is a problem,” he pointed out.But Sansano was also quick to add that “funding alone is not enough.” He highlighted common misconceptions among SMEs seeking investment, warning against treating investors as charity organisations.He said, “You don’t ask for a huge sum of money and offer only a little equity. When entrepreneurs or startups ask for capital, they are also asking us to take the risk with them.” Sansano urged founders to balance equity offers with realistic funding requests and to be transparent about how capital will be used.“Education and mentorship,” he pointed out, “are critical gaps in the ecosystem.” He further said, “It’s not just about supporting them through money or incubation; we have to go further with mentorship and updating training in finance, compliance, and operations. Fintech is progressive and requires continuous learning.”Sansano also underscored the role of artificial intelligence (AI) in reshaping fintech services, saying his company operates with fewer human employees and relies heavily on AI for customer service and support.“You cannot have fintech without innovation, and AI is innovation,” stated Sansano, who positioned automation as a key element to scaling SME solutions.On accessing international markets, Sansano also pointed to fintech tools that could forecast profitability, identify target markets, and track product demand in other countries. According to Sansano, “such forecasting capabilities are essential for SMEs seeking to scale globally.”“Adaptability is the key to survival,” explained Sansano, who disagreed with the idea that SMEs should cling to traditional practices. “Doing so risks stagnation. Tradition will only pull you down. Adaptability is a must for SMEs to survive in this ecosystem,” he continued to emphasise. 

China's yuan-denominated loans rose 14.75 trillion yuan (about $2.08 trillion) in the first nine months of the year, central bank data showed on Wednesday. Of the total, household loans grew by 1.1 trillion yuan, and loans to enterprises and public institutions increased by 13.44 trillion yuan, according to the People's Bank of China. Outstanding yuan loans stood at 270.39 trillion yuan at the end of September, up 6.6 percent year-on-year, according to the central bank. The M2, a broad measure of money supply that covers cash in circulation and all deposits, increased 8.4 percent year-on-year to 335.38 trillion yuan at the end of September. The M1, which covers cash in circulation, demand deposits and client reserves of non-bank payment institutions, stood at 113.15 trillion yuan at the end of last month, up 7.2 percent year-on-year. The M0, which indicates the amount of cash in circulation, increased 11.5 percent year-on-year to 13.58 trillion yuan at the end of September. According to preliminary statistics, the aggregate financing to the real economy was 30.09 trillion yuan in the first nine months, which was 4.42 trillion yuan more than the same period last year. The outstanding aggregate financing to the real economy stood at 437.08 trillion yuan at the end of September, registering 8.7 percent year-on-year growth.

Driven by the public sector, loans disbursed by the local banks in Qatar increased by 1.1% MoM to QR1,406.9bn in July, according to QNB Financial Services (QNBFS).Total public sector loans expanded by 4.5% MoM (+9.5% on FY2024) in July.The government segment (represents 35% of public sector loans) was the main driver for the public sector gains with an expansion of 7.2% MoM (+32.7% on FY2024), while the government institutions segment (represents 61% of total public sector loans) increased by 3.3% MoM (+0.4% on FY2024).Further, the semi-government institutions segment contributed immaterially, moving up by 1.1% MoM (-0.9% compared to FY2024) during July.Total private sector loans were flat MoM (+2.6% vs. FY2024) during July with negligible contribution across all segments.Outside Qatar loans were flat MoM (and compared to year-end 2024) in July, QNBFS said in its ‘Qatar Monthly Key Banking Indicators’.Loan provisions to gross loans moved up to 4.2% MoM in July, compared to 3.9% (as of year-end 2024).Loan provisions have increased 11.8% compared to year-end 2024 as banks have been provisioning for Stage 2 and Stage 3 loans mainly emanating from contracting and real estate sectors.On a positive note, Stage 3 loans have remained stable.Loans grew by an average 5.4% over the past five years (2020-2024), QNBFS noted.Banking sector total assets remained flat MoM (+3.4% vs. year-end 2024) in July 2025 at QR2.117tn.With loans growth outpacing deposits during July 2025, the loan-to-deposit ratio (LDR) came in at 134% compared to 132% in June.Public sector deposits climbed up by 0.6% MoM (+3.4% compared to FY2024) in July.Looking at segment details, the government segment (represents 34% of public sector deposits) moved up by 1.6% MoM (+4% compared to FY2024).On the other hand, the government institutions’ (represents 54% of public sector deposits) was flat MoM (+4.1% vs. FY2024), while the semi-government institutions’ segment (represents 12% of public sector deposits) increased by 1.9% MoM (-1.6% vs. FY2024) during July 2025.Non-resident deposits contracted by 3.2% MoM (-2.2% vs. FY2024) during July 2025. Non-resident deposits as a percentage of declined from 19.2% in June 2025 to 18.7% in July 2025 (FY2025: 19.5%).Private sector deposits remained flat MoM (+2.9% compared to FY2024) in July.On the private sector front, companies and institutions was flat MoM (Flat compared to FY2024). Moreover, the consumer segment also remained flat MoM (+5.2% compared to FY2024).The overall loan book increased by 1.1% MoM in July 2025, aided by public sector loans.Qatar banking sector liquid assets to total assets stood at 31% in July compared to 32% in June, which remains in a strong position, QNBFS said.