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QNB Group has announced a strategic partnership with TransferMate, the world’s leading provider of embedded B2B payments infrastructure as a service, to expand global receivables and local account solutions for QNB corporate customers worldwide. The partnership enables QNB, which is the largest financial institution in the Middle East and Africa, to integrate TransferMate’s award-winning technology directly into its platform, providing corporate clients with access to a broader network of international multicurrency collections and local accounts capabilities. Through this collaboration, the bank’s customers will now be able to invoice and receive cross-border payments in multiple currencies, benefiting from reduced transaction times and fees, improved cash flow management and enhanced visibility and reconciliation. QNB Group constantly strives to provide its customers with new and innovative solutions to support their business needs. This platform enables them to receive international payments in multiple currencies seamlessly, which is considered is a game-changer for its clients. This marks TransferMate’s first banking partnership in the Middle East, capitalising on the strategic alliances the fintech has established with major financial institutions and global notable brands. The partnership marks a major milestone in QNB’s ongoing digital transformation journey and reinforces its position as a leader in delivering future-ready banking services.

QNB Group signed a Memorandum of Understanding (MoU) with the Qatar Association of Certified Public Accountants (QACPA) to establish a collaborative framework aimed at advancing professional knowledge and skills of its employees in Qatar and across its international network. Signed by Abdullah Nasser Al Khalifa, Senior Executive Vice President - Group Human Capital at QNB Group, and Dr. Hashim Al-Sayed, Chairman of QACPA, said the agreement seeks to promote cooperation in accounting, auditing, governance, anti-money laundering, and compliance. The agreement reflects both institutions' commitment to fostering knowledge exchange, innovation, and capacity-building to empower the national workforce in line with Qatar National Vision 2030 and the Third National Development Strategy. It also comes within the bank's strategy to maintain high standards of integrity through a corporate governance framework that promotes transparency, accountability, and ethical conduct, supported by strong internal controls and compliance with international best practices. Further strengthening bilateral collaboration, the MoU includes provisions for certified professional training programs and workshops designed to equip QNB employees with knowledge and skills in accounting, finance, and business management, to ensure compliance with regulatory requirements while promoting a culture of responsible business. Through this MoU, QNB and QACPA will engage in joint initiatives such as academic research and competitions to support innovation in banking, professional development and knowledge-sharing.

QNB Group announced the “successful adoption” of JP Morgan’s Kinexys Digital Payments network for USD clearing, marking a major milestone in QNB’s cross-border payments modernisation journey. QNB is the first Qatar-based bank to go live on Kinexys Digital Payments, the scalable blockchain deposit account network from JP Morgan, one of the world’s largest USD clearing banks , for all no-deduct outbound USD clearing and settlement. Through Kinexys Digital Payments, QNB can process USD payments with faster settlement times, delivering improved speed, reliability, and predictability of USD flows. The blockchain-based payment rails are designed to be no-deduct and aim to ensure full preservation of payment amount until reaching the final beneficiary. The Kinexys Digital Payments network reaches the global and diverse JP Morgan USD clearing client base, progressively enabled for direct payouts, which enables QNB to deliver a next-generation cross-border payment experience. Akshika Gupta, Global Head of Client Solutions for Kinexys Digital Payments, Kinexys by JP Morgan, said: “QNB’s movement of all no-deduct USD clearing to the Kinexys Digital Payments network is a significant moment, highlighting its commitment to forward looking innovation for itself and its clients. QNB’s adoption of Kinexys Digital Payments continues to grow, and we are delighted to continue our collaboration in the region.” This collaboration aligns with QNB’s long-term objective of enhancing global payments capabilities and clearing efficiency, reducing reliance on multi-leg settlement paths. It also reinforces the bank’s commitment to improve client satisfaction with faster and more reliable settlements through its participation in a modern, blockchain-based correspondent banking ecosystem. QNB said it is “committed to providing its clients with seamless and future-ready” payment solutions. The adoption of JP Morgan’s Kinexys Digital Payments network represents a major step in QNB’s journey to modernize cross-border payments. By leveraging blockchain technology, QNB is enhancing the speed, transparency, and reliability of USD settlements for its clients. This milestone reflects its commitment to innovation and to delivering a seamless payment experience for customers worldwide. QNB Group is one of the leading financial institutions in the Middle East and Africa and is ranked as the most valuable banking brand in the MEA region. Present in some 28 countries across Asia, Europe, and Africa, it offers tailored products and services supported by innovation and backed by a team of over 31,000 professionals dedicated to driving banking excellence, worldwide.

QNB Group, the largest financial institution in the Middle East and Africa, announced the license approval has been received for a digital-first banking entity, ezbank, from the Central Bank of Egypt.This milestone reflects the Group’s commitment to supporting the Central Bank of Egypt’s vision for financial inclusion and digital transformation, as well as the government’s broader economic development strategy. The license approval for ezbank is an important step in Egypt’s ongoing efforts to transform the banking sector. By securing the approval, ezbank positions itself at the forefront of this transformation, reflecting Egypt’s growing role as a hub for innovation and financial inclusion.ezbank will combine advanced digital technology with international best practices to offer seamless financial services to a broad customer base. The bank will use mobile-first platforms, AI-driven tools, and smart risk management to make transactions easier, increase access, and support Egypt’s digital economy.

QNB Group, one of the largest financial institution in the Middle East and Africa (MEA) region, has posted a nine-month net profit of QR12.8bn, up 1% on the same period last year.Net profit before ‘Pillar Two Taxes’ reached QR13.9bn in nine months that ended on September 30, which is an increase of 9% compared to September 2024.Operating income increased by 9% to reach QR33.3bn, which reflects QNB Group’s “ability to maintain successful growth” across a range of revenue sources.Total assets (as on September 30, 2025) reached QR1,389bn, an increase of 9% on September 30, 2024, mainly driven by growth in loans and advances (by 11%) to reach QR1,001bn.Customer deposits increased by 6% to reach QR963bn (as on September 30, 2025) from the same period last year.QNB Group’s efficiency (cost to income) ratio stood at 23.3%, which is considered “one of the best ratios” among large financial institutions in the MEA region.The ratio of non-performing loans to gross loans stood at 2.9% (as on September 30, 2025), which is “one of the lowest” amongst financial institutions in the MEA region.This, QNB noted, reflects the “high quality” of the Group’s loan book and the effective management of credit risk.In addition, loan loss coverage ratio stood at 100%, which reflects the “prudent approach” adopted by QNB Group towards non-performing loans.Total equity (at the end of September this year) increased to QR121bn, up 7% on September 2024.Earnings per share reached QR1.31 in September this year.QNB Group’s Capital Adequacy Ratio (CAR) (as on September 30, 2025), amounted to 19.5%. Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR - as on September 30, 2025), amounted to 151% and 105% respectively.These ratios are higher than the regulatory minimum requirements of the QCB and Basel III reforms requirements.Group statistics: QNB Group’s presence spans some 28 countries across three continents operating from approximately 900 locations, over 5,000 ATMs supported by more than 31,000 staff.

QNB Group, the largest financial institution in the Middle East and Africa , announced the successful refinancing of its $1.5bn unsecured syndicated term loan facility. QNB Group CEO Abdulla Mubarak al-Khalifa, commented:“This refinancing attracted the interest of global and regional banks and helped us further broaden our investor base. The issuance was substantially oversubscribed at very competitive all-in pricing, which despite challenging global markets demonstrates our standing as a high-quality issuer.” The $1.5bn facility, with a maturity of five years, was well supported by both regional and international banks with significant oversubscription. Global Coordinators of the facility were HSBC, DBS, and SCB, and Initial Mandated Lead Arrangers and Bookrunners were Mizuho, Barclays and JPM. HSBC was mandated as the Documentation Coordinator, DBS as Syndication Coordinator and Mizuho as Facility Agent.

QNB Group, the largest financial institution in the Middle East and Africa, announced the license approval has been received for a digital-first banking entity- ezbank, from the Saudi Central Bank (SAMA) in cooperation with Ajlan & Bros Holding, with a capital of SR2.5bn.This milestone, in cooperation with Ajlan & Bros Holding, reflects a commitment to supporting QNB Group’s vision for financial inclusion and digital transformation, as well as the broader economic development strategy.With ezbank, the goal is to introduce a new model of customer-centric banking built around innovation, efficiency, and accessibility.The license approval for ezbank is an important step in QNB Group’s ongoing efforts to transform the banking sector in the markets in which it operates, across 28 countries in three continents.The entity aims to offer a digital-first banking experience that is simple, inclusive, and secure, and to provide innovative solutions for the youth and entrepreneurs.The bank will use mobile-first platforms, AI-driven tools, and smart risk management to make transactions easier, increase access, and support digital economy.

QNB Group, the largest financial institution in the Middle East and Africa, has been named by Forbes Middle East as one of the region’s leading sustainability champions in its prestigious Sustainability Leaders 2025 list.QNB achieved the second ranking in the banking sector, reaffirming its strong commitment to advancing sustainable finance and responsible banking practices.In addition, QNB Group’s Chief Executive Officer, Abdulla Mubarak al-Khalifa, was recognised by Forbes Middle East as one of the Middle East’s Sustainability Leaders, in acknowledgment of his vision and leadership in driving the Bank’s sustainability agenda and embedding ESG principles across its operations.This dual recognition highlights QNB’s consistent efforts to integrate sustainability into its core strategy, supporting global climate action, promoting financial inclusion, and contributing to national and international sustainable development goals.QNB Group continues to strengthen its leadership in sustainability through green financing initiatives, and investments that promote environmental and social progress which reinforces its role as a regional pioneer in sustainable finance.QNB Group is one of the leading financial institutions in the Middle East and Africa and is ranked as the most valuable banking brand in the MEA region.Present in Some 28 countries across Asia, Europe, and Africa, it offers tailored products and services supported by innovation and backed by a team of over 31,000 professionals dedicated to driving banking excellence, worldwide.

QNB Group, in collaboration with the Ministry of Labor, organised the Open Recruitment Day which witnessed a large turnout of Qatari national graduates and talents seeking careers in the banking sector, supporting job nationalization plan within Qatar National Vision 2030 for sustainable economic growth. This initiative is part of QNB's ongoing programs, in cooperation with the Ministry of Labor, to implement this plan in line with the Third National Development Strategy 2024-2030 aimed at empowering citizens to increasingly participate in the labour market, providing them with unique job opportunities in the financial sector, QNB Group said in a press release. Senior Executive Vice President - Group Human Capital in QNB Group Abdullah Nasser Al Khalifa said: "The significant participation in the event clearly reflets Qatari youth's confidence in QNB as an employer of choice, on the one hand, and our commitment to engage more local talent across various roles, on the other hand. This initiative aligns with Qatar National Vision 2030 which places great emphasis on investing in our youth to support Qatar's sustainable development." "Our strong partnership with the Ministry of Labor demonstrates the success of the bank's nationalization strategy, strengthening the role of local talent in the sector and developing the next generation of leaders, while ensuring diversity and equal opportunity," he added. The event served as an active platform for participants to explore an array of career paths offered the bank and to apply for current openings. They also learned about current training opportunities, scholarships, and leadership development programs to support their career progression and prepare them for future leadership roles within the bank. This initiative underscores QNB's efforts in workforce nationalization which represents a major priority. The bank actively supports job localization, having more than 60% of its total workforce. The proportion of Qatari nationals holding leadership and senior positions increased to 76%, while women represent about 64% from the total Qatari workforce in the bank. At the branch level, the bank has achieved a 100% Qatarization rate for branch managers.