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QNB Group hosted a special ceremony in recognition of its top-performing and long-serving employees who have made dedication, innovation, and outstanding contributions to the bank’s success. Certificates of appreciation were handed to more than 70 employees. The event was attended by Abdulla Mubarak al-Khalifa, QNB Group CEO, along with senior members of the executive management and employees. The ceremony, held under the theme ‘Our People, Our True Wealth’, honoured long-serving employees and young Qatari talent from various departments of the bank as a token of appreciation for their exemplary loyalty, professionalism, and commitment to help the bank grow as a leading financial institution in Qatar and the region. The initiative comes within QNB’s continued commitment to employee recognition and empowerment. Al-Khalifa said: “We are proud of our employees, who remain the cornerstone of QNB’s success, under common goals and a shared vision inspired by the Qatar National Vision 2030.**media[388599]**We remain focused on fostering an inclusive and forward-thinking workplace for our employees. “This is a moment of immense pride and legacy to celebrate your invaluable contributions that continue to drive us forward to consolidating our position as a true partner in development and one of the leading financial institutions that has successfully balanced economic ambition with social responsibility, in full alignment with sustainability goals." The event was not only a celebration of achievements but also a motivational platform for QNB’s future ambitions. With its talent-driven strategy at its core, QNB aims to continue its legacy of innovation, operational excellence, and transformative leadership in the financial sector, a statement added.

QNB Group has been recognised as Qatar’s Best Cash Management Bank 2025 by Euromoney during the Transaction Banking Awards ceremony held recently in London.The prestigious recognition reflects the group’s continued commitment to providing advanced cash management solutions that empower corporate and institutional clients to manage liquidity efficiently, optimise working capital, and enhance operational performance.Judged by Euromoney’s expert editorial team, the Transaction Banking Awards recognise institutions that demonstrate excellence and innovation across cash management, payments, trade finance, and digital transformation.The award also highlights the bank’s leadership in adopting innovative digital solutions to meet the evolving needs of clients, reinforcing its role as a trusted partner in driving the future of transaction banking.As part of its strategy, QNB continues to invest in cutting-edge technologies and digital platforms to deliver seamless, secure, and efficient banking experiences for its customers across its international network. 

QNB Group, the largest financial institution in the Middle East and Africa, has been honoured with the Innovation Award at the Red Hat Summit 2025, in recognition of the bank’s leadership in digital transformation, hybrid-cloud adoption, and its strategic advancements in AI-driven financial services.The award was accepted by IT experts from QNB, reflecting the Bank’s commitment to modernising its technology landscape and pioneering new solutions that enhance operational efficiency, customer experience, and information security.During the panel discussion, QNB showcased its forward-looking roadmap in digital transformation and governance of artificial intelligence, as well as its role in fostering innovation across the financial sector.Red Hat Summit Connect, being its first time in Qatar, brings together technology leaders, decision-makers, and open-source experts to explore the next frontier of IT innovation.The event serves as a platform for accelerating digital transformation through collaboration, education, and real-world application.QNB’s participation in the event, which is considered one of Red Hat leading strategic showcases, strengthened with the award reinforces its significant contribution and its continuous efforts to strengthen its digital capabilities, support Qatar’s innovation ecosystem, and set new benchmarks for sustainable and secure technology adoption.

QNB Group announced the “successful” completion of Qatar’s inaugural Digitally Native bond issuance, a $500mn three-year floating interest rate digital bond.Using HSBC Orion, the market-leading digital assets platform, the issuance marks the acceleration of digital asset adoption in the Middle East.This “landmark” transaction represents the largest ever Digitally Native bond issuance issued from the Middle East and Africa region by a financial institution.This step comes as part of QNB’s strategy to tap new sources of stable funding from new markets with digitally innovative funding sources.The successful completion of the transaction confirms the trust of international investors in QNB the Group’s strategy, robust financial performance, and stable outlook.HSBC acted as a sole bookrunner on the transaction, a further step in its ambition to bring end-to-end blockchain-based solutions to its global client base.The bond is powered by HSBC Orion, which is operated by the Central Money markets Unit (CMU) in Hong Kong, and structured with support from leading international law firms, reflecting the high standard of governance.HSBC Orion is the number 1 platform globally for digital bond volume in 2025 to date and the only to have successfully supported digital bonds for issuers in the region, in addition to the world’s largest digital bond issued in Hong Kong earlier this month.This strategic collaboration, bringing HSBC’s global experience with QNB’s local expertise, lays the groundwork for digital assets to become a regular feature of Qatar’s financial landscape, in line with Qatar National Vision 2030. It also showcases the potential of distributed ledger technology to enhance liquidity in the bond market.The bonds were issued under QNB’s EMTN programme and will be listed on the Stock Exchange of Hong Kong Limited, which will also handle the permission to deal in DN Notes by way of debt issues to professional investors.Global investors can access the digital bond through accounts held with CMU, Euroclear and Clearstream, onboarding onto HSBC Orion as direct participant, or via their existing custodian who can participate through one of the above options.Noor al-Naimi, Senior Executive Vice-President, QNB Group Treasury and Financial Institutions, said: “This inaugural Digitally Native bond issuance transaction is part of our funding diversification strategy and broadens the range of funding sources available to QNB. QNB Group will continue to play a pioneering role in adoption of transformative technologies.”Abdul Hakeem Mostafawi, Chief Executive Officer, HSBC in Qatar, said: “QNB’s role as the first-mover lays the groundwork for digital assets to become a regular feature of Qatar’s financial landscape and the wider region.“This transaction signifies the momentum behind digital assets and the pivotal role that HSBC is playing both within the region and globally to enable the transformation of capital markets that are smarter, more transparent and more connected.”

QNB Group has announced a strategic partnership with TransferMate, the world’s leading provider of embedded B2B payments infrastructure as a service, to expand global receivables and local account solutions for QNB corporate customers worldwide. The partnership enables QNB, which is the largest financial institution in the Middle East and Africa, to integrate TransferMate’s award-winning technology directly into its platform, providing corporate clients with access to a broader network of international multicurrency collections and local accounts capabilities. Through this collaboration, the bank’s customers will now be able to invoice and receive cross-border payments in multiple currencies, benefiting from reduced transaction times and fees, improved cash flow management and enhanced visibility and reconciliation. QNB Group constantly strives to provide its customers with new and innovative solutions to support their business needs. This platform enables them to receive international payments in multiple currencies seamlessly, which is considered is a game-changer for its clients. This marks TransferMate’s first banking partnership in the Middle East, capitalising on the strategic alliances the fintech has established with major financial institutions and global notable brands. The partnership marks a major milestone in QNB’s ongoing digital transformation journey and reinforces its position as a leader in delivering future-ready banking services.

QNB Group signed a Memorandum of Understanding (MoU) with the Qatar Association of Certified Public Accountants (QACPA) to establish a collaborative framework aimed at advancing professional knowledge and skills of its employees in Qatar and across its international network. Signed by Abdullah Nasser Al Khalifa, Senior Executive Vice President - Group Human Capital at QNB Group, and Dr. Hashim Al-Sayed, Chairman of QACPA, said the agreement seeks to promote cooperation in accounting, auditing, governance, anti-money laundering, and compliance. The agreement reflects both institutions' commitment to fostering knowledge exchange, innovation, and capacity-building to empower the national workforce in line with Qatar National Vision 2030 and the Third National Development Strategy. It also comes within the bank's strategy to maintain high standards of integrity through a corporate governance framework that promotes transparency, accountability, and ethical conduct, supported by strong internal controls and compliance with international best practices. Further strengthening bilateral collaboration, the MoU includes provisions for certified professional training programs and workshops designed to equip QNB employees with knowledge and skills in accounting, finance, and business management, to ensure compliance with regulatory requirements while promoting a culture of responsible business. Through this MoU, QNB and QACPA will engage in joint initiatives such as academic research and competitions to support innovation in banking, professional development and knowledge-sharing.

QNB Group announced the “successful adoption” of JP Morgan’s Kinexys Digital Payments network for USD clearing, marking a major milestone in QNB’s cross-border payments modernisation journey. QNB is the first Qatar-based bank to go live on Kinexys Digital Payments, the scalable blockchain deposit account network from JP Morgan, one of the world’s largest USD clearing banks , for all no-deduct outbound USD clearing and settlement. Through Kinexys Digital Payments, QNB can process USD payments with faster settlement times, delivering improved speed, reliability, and predictability of USD flows. The blockchain-based payment rails are designed to be no-deduct and aim to ensure full preservation of payment amount until reaching the final beneficiary. The Kinexys Digital Payments network reaches the global and diverse JP Morgan USD clearing client base, progressively enabled for direct payouts, which enables QNB to deliver a next-generation cross-border payment experience. Akshika Gupta, Global Head of Client Solutions for Kinexys Digital Payments, Kinexys by JP Morgan, said: “QNB’s movement of all no-deduct USD clearing to the Kinexys Digital Payments network is a significant moment, highlighting its commitment to forward looking innovation for itself and its clients. QNB’s adoption of Kinexys Digital Payments continues to grow, and we are delighted to continue our collaboration in the region.” This collaboration aligns with QNB’s long-term objective of enhancing global payments capabilities and clearing efficiency, reducing reliance on multi-leg settlement paths. It also reinforces the bank’s commitment to improve client satisfaction with faster and more reliable settlements through its participation in a modern, blockchain-based correspondent banking ecosystem. QNB said it is “committed to providing its clients with seamless and future-ready” payment solutions. The adoption of JP Morgan’s Kinexys Digital Payments network represents a major step in QNB’s journey to modernize cross-border payments. By leveraging blockchain technology, QNB is enhancing the speed, transparency, and reliability of USD settlements for its clients. This milestone reflects its commitment to innovation and to delivering a seamless payment experience for customers worldwide. QNB Group is one of the leading financial institutions in the Middle East and Africa and is ranked as the most valuable banking brand in the MEA region. Present in some 28 countries across Asia, Europe, and Africa, it offers tailored products and services supported by innovation and backed by a team of over 31,000 professionals dedicated to driving banking excellence, worldwide.

QNB Group, the largest financial institution in the Middle East and Africa, announced the license approval has been received for a digital-first banking entity, ezbank, from the Central Bank of Egypt.This milestone reflects the Group’s commitment to supporting the Central Bank of Egypt’s vision for financial inclusion and digital transformation, as well as the government’s broader economic development strategy. The license approval for ezbank is an important step in Egypt’s ongoing efforts to transform the banking sector. By securing the approval, ezbank positions itself at the forefront of this transformation, reflecting Egypt’s growing role as a hub for innovation and financial inclusion.ezbank will combine advanced digital technology with international best practices to offer seamless financial services to a broad customer base. The bank will use mobile-first platforms, AI-driven tools, and smart risk management to make transactions easier, increase access, and support Egypt’s digital economy.

QNB Group, one of the largest financial institution in the Middle East and Africa (MEA) region, has posted a nine-month net profit of QR12.8bn, up 1% on the same period last year.Net profit before ‘Pillar Two Taxes’ reached QR13.9bn in nine months that ended on September 30, which is an increase of 9% compared to September 2024.Operating income increased by 9% to reach QR33.3bn, which reflects QNB Group’s “ability to maintain successful growth” across a range of revenue sources.Total assets (as on September 30, 2025) reached QR1,389bn, an increase of 9% on September 30, 2024, mainly driven by growth in loans and advances (by 11%) to reach QR1,001bn.Customer deposits increased by 6% to reach QR963bn (as on September 30, 2025) from the same period last year.QNB Group’s efficiency (cost to income) ratio stood at 23.3%, which is considered “one of the best ratios” among large financial institutions in the MEA region.The ratio of non-performing loans to gross loans stood at 2.9% (as on September 30, 2025), which is “one of the lowest” amongst financial institutions in the MEA region.This, QNB noted, reflects the “high quality” of the Group’s loan book and the effective management of credit risk.In addition, loan loss coverage ratio stood at 100%, which reflects the “prudent approach” adopted by QNB Group towards non-performing loans.Total equity (at the end of September this year) increased to QR121bn, up 7% on September 2024.Earnings per share reached QR1.31 in September this year.QNB Group’s Capital Adequacy Ratio (CAR) (as on September 30, 2025), amounted to 19.5%. Liquidity Coverage Ratio (LCR) and Net Stable Funding Ratio (NSFR - as on September 30, 2025), amounted to 151% and 105% respectively.These ratios are higher than the regulatory minimum requirements of the QCB and Basel III reforms requirements.Group statistics: QNB Group’s presence spans some 28 countries across three continents operating from approximately 900 locations, over 5,000 ATMs supported by more than 31,000 staff.

QNB Group, the largest financial institution in the Middle East and Africa , announced the successful refinancing of its $1.5bn unsecured syndicated term loan facility. QNB Group CEO Abdulla Mubarak al-Khalifa, commented:“This refinancing attracted the interest of global and regional banks and helped us further broaden our investor base. The issuance was substantially oversubscribed at very competitive all-in pricing, which despite challenging global markets demonstrates our standing as a high-quality issuer.” The $1.5bn facility, with a maturity of five years, was well supported by both regional and international banks with significant oversubscription. Global Coordinators of the facility were HSBC, DBS, and SCB, and Initial Mandated Lead Arrangers and Bookrunners were Mizuho, Barclays and JPM. HSBC was mandated as the Documentation Coordinator, DBS as Syndication Coordinator and Mizuho as Facility Agent.

QNB Group, the largest financial institution in the Middle East and Africa, announced the license approval has been received for a digital-first banking entity- ezbank, from the Saudi Central Bank (SAMA) in cooperation with Ajlan & Bros Holding, with a capital of SR2.5bn.This milestone, in cooperation with Ajlan & Bros Holding, reflects a commitment to supporting QNB Group’s vision for financial inclusion and digital transformation, as well as the broader economic development strategy.With ezbank, the goal is to introduce a new model of customer-centric banking built around innovation, efficiency, and accessibility.The license approval for ezbank is an important step in QNB Group’s ongoing efforts to transform the banking sector in the markets in which it operates, across 28 countries in three continents.The entity aims to offer a digital-first banking experience that is simple, inclusive, and secure, and to provide innovative solutions for the youth and entrepreneurs.The bank will use mobile-first platforms, AI-driven tools, and smart risk management to make transactions easier, increase access, and support digital economy.

QNB Group, the largest financial institution in the Middle East and Africa, has been named by Forbes Middle East as one of the region’s leading sustainability champions in its prestigious Sustainability Leaders 2025 list.QNB achieved the second ranking in the banking sector, reaffirming its strong commitment to advancing sustainable finance and responsible banking practices.In addition, QNB Group’s Chief Executive Officer, Abdulla Mubarak al-Khalifa, was recognised by Forbes Middle East as one of the Middle East’s Sustainability Leaders, in acknowledgment of his vision and leadership in driving the Bank’s sustainability agenda and embedding ESG principles across its operations.This dual recognition highlights QNB’s consistent efforts to integrate sustainability into its core strategy, supporting global climate action, promoting financial inclusion, and contributing to national and international sustainable development goals.QNB Group continues to strengthen its leadership in sustainability through green financing initiatives, and investments that promote environmental and social progress which reinforces its role as a regional pioneer in sustainable finance.QNB Group is one of the leading financial institutions in the Middle East and Africa and is ranked as the most valuable banking brand in the MEA region.Present in Some 28 countries across Asia, Europe, and Africa, it offers tailored products and services supported by innovation and backed by a team of over 31,000 professionals dedicated to driving banking excellence, worldwide.