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Qatar Islamic Bank (QIB) has hosted a blood donation drive at its new head office, in collaboration with Hamad Medical Corporation (HMC).The donation drive saw enthusiastic participation from QIB employees, highlighting the bank’s ongoing commitment to corporate social responsibility (CSR) and its dedication to supporting healthcare services in Qatar.The donations will contribute to replenishing the HMC blood bank reserves, ensuring that vital blood supplies remain available to patients in need across the country.QIB organises a series of campaigns to highlight the significance of blood donation. These initiatives emphasise the critical need for blood while acknowledging the pivotal role donors play in sustaining the blood bank reserves at HMC."We appreciate our colleagues’ dedication to supporting this initiative and for coming together for a cause that makes a difference in people’s lives. QIB’s employees’ commitment to donating blood represents the values we hold as an organisation. We are pleased to continue our collaboration with HMC, and we thank the team for their expertise and collaboration in facilitating this initiative. Together, we continue to promote health and community well-being across Qatar," said Mashaal Abdulaziz al-Derham, assistant general manager, head of Corporate Communications and Quality Assurance at QIB.QIB is dedicated to CSR initiatives focused on fostering positive transformations within both the organisation and the local society. The bank’s efforts are aligned with and supportive of the four primary pillars outlined in Qatar National Vision 2030. 

Qatar Islamic Bank (QIB) reported a net profit of QR4.83bn in the fiscal year ended December 31, 2025, registering a 5% year-on-year (y-o-y) increase from QR4.60bn.Basic earnings per share amounted to QR1.95 in 2025 compared to QR1.86 in 2024. The QIB board proposed an additional cash dividend of 50% of the paid-up share capital worth QR0.50 per share, taking the total cash dividend during the year to 90% of the paid-up share capital of QR0.90 per share, subject to the approval of the Qatar Central Bank (QCB) and the QIB General Assembly.The bank’s total assets during the same period stood at QR221.1bn, representing a y-o-y 10.1% growth compared to QR200.8bn. Financing and investing activities were the primary drivers for the asset growth.Financing activities reached QR138.5bn, a 10.5% jump compared to December 2024, while Investment Securities reached QR60.2bn as of December 31, 2025, higher by 13.7% against December 2024.Customer deposits stood at QR142.7bn in 2025, up by 14.2% against December 2024, with a financing to deposit ratio of 90% during the same period last year, compared to the QCB requirement of a maximum 100%, reflecting the bank’s strong liquidity position.The total income for the year ended December 31, 2025, reached QR11.4bn. Net income from financing and investing activities was QR10.3bn. Net fee and commission income reached QR904mn, reflecting the bank’s healthy core operating and banking services activities.The total general and administrative expenses of the bank were reduced to QR1.08bn in 2025, 6% lower than the previous year, primarily from the impact of the deconsolidation of a subsidiary. Strict cost management measures helped the bank in lowering the cost-to-income ratio to 16.3%, which is the lowest in the Qatari banking sector.QIB was able to bring down the ratio of non-performing financing assets to total financing assets to 1.65% in 2025 from 1.86% at the end of the previous year and continues to be one of the lowest in the industry, reflecting the quality of the bank’s financing assets portfolio and its effective risk management framework.The bank continues to pursue the conservative impairment policy by building precautionary impairment charge for financing assets, other assets and other provisions and maintains a healthy coverage ratio for non-performing financing assets to 95% as of December 31, 2025.Total shareholders’ equity of the bank reached QR29.6bn, an increase of 9.1% compared to QR27.2bn as of December 31, 2024. As of December 31, 2025, the total capital adequacy of the bank under Basel III guidelines is 22.2%, well above the regulatory minimum requirements prescribed by the QCB and Basel Committee.QIB chairman Sheikh Jassim bin Hamad bin Jassim bin Jaber al-Thani said: “Our continued investments in technology and digital capabilities have enabled us to maintain our leadership in digital banking, enhance customer experiences, and operate with greater efficiency and agility. At the same time, our customer-centric approach remains at the core of everything we do—guiding how we design products, deliver services, and build long-term relationships.“Throughout the year, we have also advanced the integration of environmental, social, and governance (ESG) principles across our operations, ensuring responsible growth that aligns with national priorities and global best practices.” 

Qatar Islamic Bank (QIB) has launched the Life Continuity Takaful Plan from Damaan Islamic Insurance Company (Beema), reinforcing its commitment to supporting customers with comprehensive protection solutions that safeguard their families’ financial wellbeing.The Life Continuity Takaful is a term solution designed to offer financial security to customers’ family in the event of unforeseen circumstances. It helps maintain the family’s lifestyle and supports them during challenging times.Designed to provide financial security, peace of mind, and long-term income continuity, for individuals aged 18 to 64, the Life Continuity Takaful offers coverage of QR1mn in the event of death or permanent total disability.The takaful ensures that beneficiaries receive immediate support when it matters most, through a combination of lump sum amount paid within 15 days from the submission of all required claim documents to Beema and monthly payments helping families maintain their standard of living and manage ongoing financial obligations over an extended period.The plan also extends additional benefits that ease the financial burden during difficult circumstances. These include medical expense coverage up to QR10,000 resulting from accidental injuries, as well as coverage of up to QR10,000 for the repatriation of mortal remains."Supporting our customers through every stage of life is a core part of QIB’s mission. The Life Continuity Takaful offers families long-term financial stability through a lump sum amount and a steady monthly income, ensuring that their needs are secured during challenging times. By providing access to essential protection solutions such as this plan from Beema, we continue to empower individuals and families across Qatar with security, financial stability, and peace of mind,” said D Anand, QIB’s general manager, Personal Banking Group.Issued and fully underwritten by Beema, the Life Continuity Takaful is distributed exclusively by QIB, allowing customers to conveniently access the product through the QIB mobile app instantly. 

Qatar Islamic Bank (QIB) has announced the continuation of its Misk Account for the ninth consecutive year, reaffirming its position as the savings account with the largest prize value in Qatar.The new edition offers Misk Account holders more cash prizes, double the millionaires, and greater opportunities to win while growing their savings. The ninth edition is set to be bigger and more rewarding than ever, featuring the largest prize pool in Qatar and rewarding a higher number of winners throughout the year.Building on the strong momentum of previous editions, Misk Account continues to make saving more engaging by combining disciplined saving with frequent chances to win cash prizes.During this edition, Misk Account will offer the opportunity to a total of 1,124 customers to win a total prize pool of QR26mn. Most notably, the number of the QR1mn grand prize winners has doubled to 12, up from six previously. The millionaire draw will take place every two months to announce two new millionaires. In addition, six customers will win QR50,000 each every month, while 20 customers, up from 15, will win QR10,000 each weekly.To qualify for the QR1mn grand prize draw, customers are required to open a Misk Account at least three months before the upcoming grand draw month and maintain a minimum monthly balance of QR10,000. For every additional QR10,000 saved, customers earn an extra chance to win.D Anand, QIB general manager – Personal Banking Group, said: “The Misk Account continues to be one of QIB’s most successful savings initiatives, designed to encourage customers to develop saving habits while rewarding them with substantial prizes.“With the ninth edition bringing our largest prize pool and the highest number of winners to date, we remain committed to rewarding our customers and supporting them in achieving their financial goals.”Since its launch, the Misk Account has become one of Qatar’s most popular savings accounts, having created 22 millionaires to date. The ninth Misk edition continues to reflect QIB’s commitment to financial inclusion, innovation and customer-centric banking.Existing and new QIB customers can open a Misk Account easily through the QIB Mobile App. Customers will receive a free debit card, become eligible to request a free credit card against their Misk Account balance, earn profits on their savings, and enjoy frequent opportunities to win cash prizes.For more information, visit www.qib.com.qa/en-miskaccount. 

Qatar Islamic Bank (QIB) has been conferred the prestigious annual ‘Straight Through Processing (STP) Excellence Award’ presented by Citi for achieving an exceptional 99.7% STP rate in commercial payments.The award was handed over at a meeting held at QIB Head Office, attended by representatives from QIB and Citi. Citi’s STP award is presented annually to banks that have efficiently processed foreign currency payments. The award recognises QIB’s focus on the strong controls and rigour applied at the point of payment, which enables seamless STP processing at Citibank.STP ensures that payments are done automatically without human involvement, resulting in zero errors and reduced processing time and resources, benefiting all stakeholders.Saleem Ul Haq, QIB Chief Operating officer, Operations & IT Group, said: “The award recognises our relentless focus on quality, automation and controls in commercial payments. It reflects the dedication of our teams in ensuring seamless, timely and accurate transaction processing for our clients, while meeting the highest international standards. With our experienced personnel and strong IT infrastructure and delivery channels, we are well-positioned to continue providing the highest quality service to all our customers.”Seemanti B Considine, head of Middle East & Pakistan – Financial Institutions Sales, Citi, said: “Citi is pleased to present this award to QIB, on achieving outstanding results in payments straight-through processing across commercial payments. We are very proud of our relationship with QIB, and thank them for the continued partnership.”For more information, visit www.qib.com.qa 

QIB has highlighted its long journey and achievements since its establishment as the first Islamic bank in Qatar as the bank inaugurated its new head office at QIB Towers in West Bay. The inauguration ceremony was honoured by the presence of the His Excellency the Minister of Finance Ali bin Ahmed al-Kuwari, His Excellency the Governor of the Qatar Central Bank Sheikh Bandar bin Mohammed bin Saoud al-Thani, and representatives of Qatar’s financial sector regulatory bodies. The event was hosted by QIB’s chairman, board of directors, Group CEO, and executive management, reflecting the strategic importance of this milestone for the bank and the wider financial sector.**media[396234]**At the inauguration, the leading Islamic bank in Qatar showcased its over four decades of leadership, financial strength, innovation, and commitment to the national economy. The headquarters features open desk workstations, a diverse range of meeting and collaboration rooms, soundproof private stations to support focused and remote work, and integrated staff facilities that enable flexibility, efficiency, and teamwork across the bank. 

Qatar Islamic Bank (QIB) has officially inaugurated its new head office at QIB Towers in West Bay during a formal ceremony attended by senior national leaders and key financial sector stakeholders.The inauguration ceremony was honoured by the presence of the His Excellency the Minister of Finance Ali bin Ahmed al-Kuwari, His Excellency the Governor of Qatar Central Bank Sheikh Bandar bin Mohammed bin Saoud al-Thani, and representatives of Qatar’s financial sector regulatory bodies.The event was hosted by QIB’s chairman, board of directors, Group CEO, and executive management, reflecting the strategic importance of this milestone for the bank and the wider financial sector.During the ceremony, QIB highlighted its journey and achievements since its establishment as the first Islamic bank in Qatar, showcasing over four decades of leadership, financial strength, innovation, and commitment to the national economy. Guests were presented with a documentary chronicling the bank’s history, milestones, and role in advancing Islamic banking in Qatar.Following the presentation, the guests toured the new QIB headquarters, gaining first-hand insight into a modern, employee-focused working environment designed to enhance productivity, collaboration, and operational efficiency in line with international workplace best practices.The headquarters features open desk workstations, a diverse range of meeting and collaboration rooms, soundproof private stations to support focused and remote work, and integrated staff facilities that enable flexibility, efficiency, and teamwork across the bank.As part of the new head office development, QIB also inaugurated a new branch, ATM, and Cash Deposit Machine (CDM) located on the ground floor of QIB Towers. The expansion provides customers with convenient, in-person access to retail and corporate banking services, complementing QIB’s expanding suite of digital channels and self-service solutions.QIB chairman Sheikh Jassim bin Hamad bin Jassim bin Jaber al-Thani said: “The inauguration of QIB Towers marks a significant milestone in the bank’s journey and reflects our long-term vision to build a resilient, future-ready institution. This achievement would not have been possible without the continued trust and guidance of our regulators, whose support has played a vital role in strengthening Qatar’s financial sector.“We also deeply appreciate the presence of our distinguished guests at this inauguration, HE the Minister of Finance, HE the governor of Qatar Central Bank, and all the leaders of the regulatory bodies, whose attendance represents a strong endorsement of the bank and a clear testament to their ongoing support for the banking sector as a whole. We are proud to deliver a headquarters that reflects QIB’s values, heritage, and ambitions for the future.”QIB Group CEO Bassel Gamal added: “The inauguration of our new head office comes at a particularly meaningful time, coinciding with the celebration of Qatar National Day, making it a dual celebration for QIB and for our commitment to the nation we proudly serve. This new headquarters is more than a physical space; it is our home for the future, it is an enabler of innovation, collaboration, and excellence.“It empowers our people, enhances how we serve our customers, and supports our strategic priorities across digital transformation, sustainability, and operational efficiency. We extend our sincere appreciation to Qatar Central Bank, Ministry of Finance and all regulatory authorities for their continued support and partnership, which remain central to QIB’s sustainable growth.”The inauguration of QIB Towers underscores QIB’s continued commitment to supporting Qatar National Vision 2030, strengthening the financial sector, and delivering long-term value to customers, employees, and the wider community through innovation, responsible growth, and banking excellence. 

Qatar Islamic Bank (QIB) has marked National Day with a celebratory event that brought together its employees and executive management in an atmosphere of unity, appreciation, and national pride.Hosted at the QIB head office, the celebration highlighted the bank’s commitment to the values that shape the nation’s identity and progress, while recognising the dedication of QIB employees and their role in supporting its achievements and strategic journey.QIB’s Qatar National Day celebration featured a range of activities inspired by local heritage, including national-themed decoration across the premises, a traditional Qatari Ardah performance, and interactive employee engagement moments that encouraged togetherness and participation, reaffirming the bank’s focus on a positive workplace culture.Bassel Gamal, QIB Group CEO, said: “Qatar National Day is an occasion that is close to the hearts of everyone. At QIB, we are happy to celebrate this national occasion with our employees, who remain the driving force behind our continued success. This celebration reflects our commitment to strengthening unity across our workplace, reinforcing our national identity, and continuing to contribute to the country’s ambitions.“As we celebrate the Qatar National Day, on behalf of QIB, I would like to extend our heartfelt congratulations and well wishes to His Highness the Amir Sheikh Tamim bin Hamad al-Thani, His Highness the Father Amir Sheikh Hamad bin Khalifa al-Thani, and His Highness the Deputy Amir Sheikh Abdullah bin Hamad al-Thani. We wish Qatar continued success and progress in the future.”QIB remains committed to supporting national occasions and community initiatives that strengthen social ties and reflect the values of Qatar National Vision 2030, while continuing to invest in employee engagement, appreciation, and shared purpose.For further information, visit www.qib.com.qa. 

Qatar Islamic Bank (QIB) has successfully participated in the ‘BIG Quantum Hackathon Qatar 2025’, a national event organised by the Ministry of Communications and Information Technology (MCIT). The event was hosted by Hamad Bin Khalifa University (HBKU), sponsored by the Ministry of Defence (MoD), and supported by knowledge partners QuantX and Boston Consulting Group (BCG).Bringing together major entities and leading organisations across key sectors, the hackathon represents an important milestone in advancing Qatar’s capabilities in quantum technologies and accelerating the country’s digital transformation journey.As part of the challenge structure, each participating organisation developed a real-world use case relevant to its industry. QIB’s Data Science & AI team mentored a group of students participating in a hackathon on a pioneering AI use case titled ‘Enhanced Retail Credit Risk Scoring using Quantum Machine Learning (QML)’.The team demonstrated the potential of quantum-based algorithms to enhance credit evaluation models, improve risk segmentation accuracy, and unlock more efficient and data-driven decision-making. Over the coming years, emerging quantum capabilities are expected to complement traditional modelling techniques.By integrating QML into their risk assessment pipelines, financial institutions will gain a competitive edge through more accurate, fair, and explainable credit decisions. Constantinos Constantinides, QIB Chief Strategy and Digital officer, said: “Exploring the potential of quantum technologies is a natural extension of QIB’s strategy to strengthen our digital and Artificial Intelligence capabilities.The BIG Quantum Hackathon enabled our teams to work closely with emerging quantum tools and evaluate their long-term relevance to financial services.” Held for the first time in Qatar, the BIG Quantum Hackathon introduced practical applications of quantum computing across finance, energy, telecom, aviation, and defence.The event enabled cross-sector collaboration, knowledge exchange, and hands-on experimentation with next-generation quantum platforms. It also supports Qatar’s vision to build a strong and sustainable technological ecosystem aligned with Qatar National Vision 2030.

Qatar Islamic Bank (QIB) has been recognised with three prestigious awards at The Asset Triple A Islamic Finance Awards 2025.The bank was awarded ‘Best Islamic Bank for Digital Innovation’, ‘Best Islamic Digital Banking Solution for Car Financing’, and ‘Best Islamic Digital Banking Solution for Financial Inclusion’, reaffirming its continued leadership in digital banking.With over 83% of QIB’s retail customers now actively using the bank’s digital channels, and 99% of financial transactions completed digitally, the Bank continues to lead the industry in digital adoption.Recognised as the ‘Best Islamic Bank for Digital Innovation’, QIB has set a benchmark in digital banking through its mobile-first strategy and continuous enhancements to the award-winning QIB Mobile App.Now offering more than 320 integrated features, the QIB Mobile App enables customers to access a wide range of retail banking services, including real-time onboarding, instant personal finance, credit card issuance, and more.Additionally, this recognition highlights QIB’s customer-centric approach and commitment to enabling the bank’s corporate customers. Through a suite of tailored, Shariah-compliant digital solutions, including digital onboarding, Corporate Internet Banking, the QIB Corporate App, and co-branded credit cards with Ooredoo, QIB has simplified business banking.The bank also offers a comprehensive range of payment services, such as POS terminals, Payment Gateway, and QIB SoftPOS App, empowering SMEs to manage finances, improve liquidity, and scale sustainably.The ‘Best Islamic Digital Banking Solution for Car Financing’ award recognises the QIB Auto Marketplace, the first fully integrated, in-app car purchase and financing platform in Qatar. Accessible exclusively through the QIB Mobile App, the Marketplace features a diverse and growing selection of renowned automotive brands through an expanding network of dealer partners, enabling customers to browse vehicles, compare options, book test drives and complete financing applications digitally, delivering a fast, transparent and truly branchless journey from selection to ownership.The award for ‘Best Islamic Digital Banking Solution – Financial Inclusion’ acknowledges the QIB Lite App, Qatar’s first simplified, multilingual mobile banking experience tailored to underserved communities. Available in eight languages, QIB Lite offers a seamless, branch-free journey and enables quick self-registration, instant payments, affordable transfers, bill settlement, and intuitive account and card management. With an instant Salary Advance available for eligible customers, QIB Lite reflects the bank’s commitment to inclusive innovation and empowering every customer to manage their finances with ease and confidence.Constantinos Constantinides, QIB Chief Strategy & Digital officer, said: “We are pleased to receive these awards from the Asset, which reaffirm our leadership in digital innovation and our commitment to inclusive, customer-centric banking.“Building on the trust of our customers and the dedication of our team, we continue to expand access and deliver secure, smarter ways to bank through the QIB Mobile App, Corporate App and QIB Lite App, inviting our customers to expect more from QIB as we continually elevate their digital banking experience.”Marking its 25th anniversary, the Asset Triple A Islamic Finance Awards is highly regarded within the financial sector as one of the most prestigious recognition programmes, celebrating institutions that exemplify outstanding performance in Islamic banking.For further information, visit www.qib.com.qa

Qatar Islamic Bank (QIB) has been named ‘Islamic Bank of the Year in Qatar’, ‘Best Islamic Retail Bank in Qatar’, ‘Best Islamic SME Bank in Qatar’, and ‘Islamic Wealth Management of the Year in Qatar’, at The Asset Triple A Islamic Finance Awards 2025, underscoring its continued leadership across all banking segments.QIB was recognised as ‘Islamic Bank of the Year in Qatar’ for its strong financial performance, market leadership, and innovation. In the first nine months of 2025, the bank delivered a net profit of QR3.45bn in the nine months of 2025, representing a growth of 5.38% over the same period in 2024 and maintaining nearly half of the Islamic banking market share, underscoring its disciplined strategy and focus on sustainable growth.The bank was also awarded the ‘Best Islamic Retail Bank in Qatar’, reflecting its exceptional performance and commitment to customer service. Over the past year, QIB has made remarkable progress in enhancing its digital offerings, revolutionising both customer interactions and internal operations.The bank’s relentless focus on digitalisation has resulted in significant benefits for its diverse stakeholders. Over 83% of customers now bank digitally, and more than half of retail sales are completed via the award-winning QIB Mobile App. With over 320 integrated features, the app enables seamless onboarding, financing, card issuance, and lifestyle services, including the Marketplace and Auto Marketplace, Qatar’s first digital platforms offering customers services beyond traditional banking. Innovations such as the Click-to-Pay service and the Carbon Emission Tracker reflect QIB’s commitment to digital inclusion and climate-conscious banking.The accolade of ‘Best Islamic SME Bank in Qatar’ highlights QIB’s customer-centric approach and commitment to enabling Qatar’s small and medium-sized enterprises. Through a suite of tailored, Shariah-compliant digital solutions, including digital onboarding, Corporate Internet Banking, the QIB Corporate app, and co-branded credit cards with Ooredoo, QIB has simplified business banking. The bank also offers a comprehensive range of payment services such as POS terminals, Payment Gateway, and QIB SoftPOS, empowering SMEs to manage finances, improve liquidity, and scale sustainably.The ‘Islamic Wealth Management of the Year in Qatar’ highlights QIB’s ability to offer highly personalised, relationship-led services rooted in Islamic principles. Each customer benefits from a dedicated relationship manager who crafts tailored financial strategies aligned with personal goals and risk tolerance. The bank offers a full suite of services, including bespoke investment solutions, financing, estate planning, and exclusive access to premium investment opportunities.Bassel Gamal, QIB Group CEO, said: “We are pleased to receive these awards, which reflect our commitment to growth, innovation, and customer empowerment. Supported by our strong financial performance in the first nine months of 2025, these recognitions are a testament to the dedication of our team to deliver world-class Shariah-compliant solutions, the support of our board of directors, as well as the trust and loyalty of our customers.”Marking its 25th anniversary, the Asset Triple A Islamic Finance Awards is highly regarded within the financial sector as one of the most prestigious recognition programs, celebrating institutions that exemplify outstanding performance in Islamic banking.

Qatar Islamic Bank (QIB) has made enhancement to its flexible certificate of deposits (Flexi CD), aligning the offering with sustainable finance principles to support green and socially responsible projects.The enhanced Flexi CD continues to offer attractive returns and flexibility while contributing to a positive environmental and social impact.Funds invested in Flexi CD will now be directed towards financing sustainable initiatives – including clean energy, pollution control, green buildings, education and healthcare; thus, offering customers a way to grow their savings, while supporting a sustainable future.Flexi CD is a flexible investment ‘Mudaraba’ product, allowing retail customers to collect profits at the end of each quarter and make early and partial redemptions during the tenor of the deposit.In the event of early redemption, the remaining balance will continue to earn the same expected profit rate. These certificate of deposits can be booked instantly and securely through the QIB mobile app.Flexi CD holders can apply for financing up to 100% of the deposit value, with a financing tenor equivalent to the CD maturity. The minimum subscription is QR100,000 or $25,000.Flexi CD is designed to promote long-term savings and offer attractive annual returns based on currency and tenor. They are available in both Qatari riyal and US dollar, with 1, 2, or 3-year tenors."The enhanced Flexi CD allows customers to grow their savings while contributing to sustainable development, aligning with our long-term commitment to responsible banking. This move is a natural progression of our product strategy meeting the evolving expectations of our stakeholders. It reflects QIB’s role as a forward-thinking financial institution committed to driving positive change," said D. Anand, QIB’s General Manager – Personal Banking Group.