Al Rayan Bank posted a QR687mn net profit for H1 2026. Earnings per share stood at QR0.074 in H1 2026, while net financing assets closed at QR114bn, up 1.5% year-on-year (y-o-y).
The cost-to-income (efficiency) ratio was 30.09%, while the capital adequacy ratio was 25.61%. Total asset stood QR184bn in H1 2026, up 4.4% y-o-y from QR176bn, while investments securities saw a 7.7% y-o-y jump to QR52.1bn in H1 2026 from QR48.4bn.
Total equity was up 0.5% y-o-y in the same period to QR24.16bn from QR2407bn.
Non-performing financing stood at QR6.16bn, down 5.16% y-o-y.
Al Rayan Bank chairman His Excellency Sheikh Mohammed bin Hamad bin Qassim al-Thani said, “Our strategic priorities remain centred on sustainable growth, innovation, and customer excellence. We continue to advance our digital transformation agenda, invest in new capabilities, and strengthen our portfolio of Shariah-compliant products and services.
“By maintaining a disciplined approach to growth and execution, we are well positioned to create long-term value for our stakeholders and support the economic development of the markets in which we operate.”
Al Rayan Bank Group CEO Fahad bin Abdulla al-Khalifa said, “We delivered a resilient performance during the first half of the year. Profit before tax stood at QR810mn, while financing assets and customer deposits (QR120bn) increased year-on-year by 1.5% and 8.4%, respectively. Our strategy remains focused on sustainable profitability, balancing business expansion with disciplined risk management and operational efficiency.
“We continue to maintain a strong liquidity and capital position, supported by a robust capital base and stable long-term funding profile. These fundamentals provide us with the financial flexibility and resilience to navigate evolving market conditions while continuing to create value for our customers and stakeholders.”
Al Rayan Bank continues to execute its strategy aimed at achieving sustainable growth and reinforcing its role in supporting Qatar’s national development priorities by contributing to the creation of a diversified, innovation-driven, and knowledge-based economy.
In line with this commitment, the bank continues to enhance its digital capabilities, improve operational efficiency, and invest in national talent development, enabling it to adapt to the rapid changes shaping the financial and banking sector.
The bank also remains committed to upholding the highest standards of governance and sustainability while delivering an advanced banking experience built on a deep understanding of customer needs and the provision of innovative financial solutions that meet their evolving expectations.
Through these integrated efforts, Al Rayan Bank seeks to contribute to the achievement of Qatar National Vision 2030 and create sustainable value for its customers, shareholders, the wider community, and all other stakeholders.
