The innovative service, which is a first-of-its-kind in Qatar, offers pre-approved QIB customers the opportunity to instantly apply, get approval and receive a credit card tailored to their specific needs.
Eligible customers receive SMS or notification via the mobile app to let them know that they are qualified to apply for an instant credit card.
Through QIB’s mobile app, each customer is offered the credit card that best suits their needs and meets their credit criteria.
A summary of features and benefits on each credit card is displayed to help the customer make an informed decision on which card to pick.
The customer can then choose to receive their new credit card the next business day from the C-Ring Service Centre, or have it delivered to their doorstep by Q-Post.
Within just a few simple steps, the whole process to apply and get the approval for a new credit card is completed in a couple of minutes.
“Our ‘Instant Credit Card’ service is the first-of-its-kind in the market, giving customers the opportunity to get a digital approval on a credit card that will be ready for use within just a few hours. The hassle-free process we have provided on our award-winning mobile app will ensure that the customer selects the credit card that best suits their financial needs,” said D Anand, QIB Personal Banking Group general manager.
Over the past few years, QIB has taken strides in facilitating and accommodating customers’ digital needs. QIB’s ever-evolving innovative products and solutions offer customers a technology-driven and seamless digital banking journey.
As a first step, QIB’s digital onboarding; a process that allows new customers to start a relationship with the bank by opening a current, savings or misk account through QIB’s mobile app.