As part of its continuous efforts to offer innovative banking solutions and payment products to its customers, QNB has started offering the QPay Payment Gateway platform for the bank’s e-Commerce merchants, providing an online shopping experience using debit cards.
The QPay Payment Gateway is the latest online card acceptance solution in Qatar that allows all NAPS (National ATM POS Switch) debit cardholders to purchase goods and items online.
By having this payment portal, e-Commerce merchants are able to accept NAPS debit card payments directly from their customers in a fast and secured environment, which is not present or accepted with other payment gateway channels. It is a simple and convenient way for customers to pay online, anywhere and at any time.
Using the QPay portal, enabled for QNB merchants, customers can shop and pay online at the merchant website using their NAPS card by inputting a One Time Password (OTP) received via SMS and their PIN code as an additional security step to complete the transaction.
The process ensures the most security and safety for the cardholder and the merchant as PIN-based cards verify the ownership of the card, thus significantly reducing any unauthorised use, especially on the e-Commerce space.
With the new service, NAPS debit cardholders can shop and pay online using all major Internet browsers or can pay using their smart phones or devices, therefore providing 24/7 online shopping accessibility and convenience which enriches customer experience.
Key merchants and establishments have benefited from the ease and security, which the new platform brings to their online sales. Having NAPS acceptance routed through the payment gateway, further encourages and empower NAPS card usage throughout Qatar, which leads to an increase in sales and card acceptance for establishment operating in the e-Commerce space.
QNB Group’s presence through its subsidiaries and associate companies extends to 27 countries across three continents, providing a comprehensive range of advanced products and services. The total number of employees is more than 15,000 operating through 635 locations, with an ATM network of more than 1,350 machines.
