Business
QIIB net profit surges 7.2% to QR1.35bn in 2025; recommends 53% cash dividend
QIIB has reported a 7.2% year-on-year increase in net profit to QR1.35bn in 2025 and recommended a total 53% dividend.
Earnings-per-share (EPS) increased to QR 0.82 in 2025, reflecting the lender’s ability to deliver sustainable value to its shareholders.
The results demonstrate QIIB’s continued strong performance and balanced growth across all financial indicators, underpinned by the strength of the Qatari economy, efficient operational and credit policies, and commitment to global best practices in governance and risk management.
Total assets amounted to QR62.6bn, representing a 4.4% yearly growth; while financing assets rose by 6.7% to QR41bn.
"The 2025 results underscore QIIB’s robust financial position and the success of our strategy in achieving balanced, sustainable growth," said Sheikh Dr Khalid bin Thani bin Abdullah al-Thani, its chairman.
The board has recommended an additional 29% (QR0.29 a share) cash dividend, bringing the total dividends for the year to 53%. This recommendation remains subject to approval by the Qatar Central Bank and the general assembly of shareholders.
Total deposits rose 4.6% year-on-year to QR43.3bn in 2025, reflecting customers’ growing trust in QIIB’s comprehensive Shariah-compliant banking solutions across both the retail and corporate segments.
"2025 was a year of qualitative achievements; we accelerated digital transformation, expanded our product suite, and solidified our presence in local capital markets," said Dr Abdulbasit Ahmed al-Shaibei, QIIB chief executive officer.
Sheikh Khalid said the bank has consistently strengthened its financial and operational indicators while maintaining high levels of efficiency and asset quality; "reinforcing the confidence of our shareholders and customers alike".
"In 2025, the bank further optimised operational efficiency, achieving a cost-to-income ratio of 18.6%, among the best in the local banking sector. We also maintained high asset quality, with the non-performing financing ratio at 2.9% and a coverage ratio of 100%, validating the effectiveness of our risk management framework," Dr al-Shaibei said.
Total equity reached QR10.1bn, while the capital adequacy ratio (Basel III) stood at 20.1%, well above the regulatory requirement, according to him.
On digital innovation and strategic partnerships, he said the year 2025 marked significant milestones in QIIB’s digital journey. The bank invested heavily in technological infrastructure and expanded its mobile and internet banking services.
In this regard, he highlighted that QIIB is the first bank in Qatar to launch the ‘SWIFT GPI Tracker’ on its mobile app and introduced the innovative 'Click to Pay' feature in collaboration with Visa.
The bank also forged high-impact partnerships, including a strategic alliance with national carrier Qatar Airways to launch a first-of-its-kind co-branded product, allowing customers to earn ‘Avios’. Furthermore, QIIB signed a memorandum of understanding with United Development Company (UDC) to facilitate real estate financing in the 'Hazoom Lusail' project.
QIIB also listed its first Sukuk on the Qatar Stock Exchange by the end of 2025, aimed at diversifying funding sources and supporting the local Islamic debt market.