QIIB has entered into a strategic partnership with Visa, a global leader in digital payments, to roll out the cutting-edge ‘Click to Pay’ feature with biometric authentication.
As one of the first few banks in the Gulf Co-operation Council (GCC) to introduce this innovative solution, QIIB has underscored its dedication to advancing digital payment solutions in the region.
“The introduction of Visa’s Click to Pay with biometric authentication highlights our commitment to pioneering digital innovation. Being among the first few issuer banks in the GCC to launch this feature, we are focused on delivering secure, seamless payment solutions for our customers. Our ongoing partnership with Visa enables us to integrate state-of-the-art technologies that enhance convenience while upholding the highest standards of security,” said Khaled Abdul Rahman al-Shaibei, Head of Business Development Sector at QIIB.
The ‘Click to Pay’ feature is crafted to revolutionise the online shopping experience for QIIB Visa cardholders by simplifying the checkout process. Through a simple, one-time registration, users can employ a unique identifier, such as their email address or phone number, to swiftly complete transactions with participating merchants.
Integrated with Visa’s payment passkey service, this solution leverages biometric authentication, eliminating the need for manually entering card details or one-time passcodes. This ensures a faster, more secure online payment process across all Internet-enabled devices.
Cardholders can seamlessly register for ‘Click to Pay’ via the mobile banking app, enjoying an uninterrupted digital payment journey. It utilises secure digital codes, replacing sensitive payment data with encrypted tokens, thereby safeguarding users’ financial information and ensuring secure transactions across Internet-enabled devices.
Visa’s passkey technology, built on FIDO (fast identity online) authentication standards, offers a robust and user-friendly method to verify identity using fingerprint or facial recognition. This advancement not only enhances security by reducing online fraud but also streamlines the checkout process, providing a seamless user experience.
“This collaboration with QIIB aligns perfectly with our mission to enhance security and improve customer experiences, in line with the digital commerce objectives of the Qatar government,” said Shashank Singh, Visa’s vice-president and general manager for Qatar and Kuwait.